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--- credit [2026/02/12 09:22] – jhagstrand
+++ credit [2026/02/12 20:38] (current) – [Key Ideas] jhagstrand
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 Banks do not have access to your credit report.  Your bank account is not affected by your credit report.
+You can get a free copy of your credit report from each agency once per week at
+{{https://www.annualcreditreport.com}}.  This website is sponsored by the three agencies.
+{{https://www.myfico.com/}}
+=====Per Grok=====
-Per Grok.
 To freeze your credit, which restricts access to your credit report to prevent fraud, follow these steps for each of the three major credit bureaus—Equifax, Experian, and TransUnion. A credit freeze is free and doesn’t affect your credit score.