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income_tax [2026/02/23 07:54] – [Human CPA] jhagstrandincome_tax [2026/03/12 04:11] (current) – [Input Documents] jhagstrand
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 Inputs and calculations. Inputs and calculations.
 +
 +===== Tax Minimization =====
 +
 +It is legal to minimize taxes by maximizing expenses.\\
 +It is NOT legal to //avoid// taxes by //failure to report// income.\\
 +
 +The wealthy can create businesses, organized as LLCs, and write-off most of life's expenses, until their is no tax to be paid. 
 +
 +The super wealthy can create a charity, a bank, a church, or a nation-state and create money out of thin air, all tax-free.
 +
 +This document does not cover any of that.  The author is a sucker who dutifully obeys all the rules to avoid the stress of possibly getting caught.
 +
 +===== State Tax =====
 +
 +This chapter is about US Federal Income Tax administered by the IRS.  There is only one thing we want to point out about state income tax, and that is, that seven states have no income tax: 
 +  - Alaska
 +  - Florida
 +  - Nevada
 +  - South Dakota
 +  - Texas
 +  - Washington
 +  - Wyoming
 +
  
 ===== Input Documents ===== ===== Input Documents =====
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     - 1099-MISC - miscellaneous income     - 1099-MISC - miscellaneous income
     - 1099-B - gain or loss from sales of assets     - 1099-B - gain or loss from sales of assets
-  - bank statements - foreign banks do not issue 1099s, obviously, but they sometimes pay interest and sometimes tax withholding and all these transactions are recorded in bank statements and/or your passbook.+  - bank statements - foreign banks do not issue 1099s, obviously, but they sometimes pay interest and sometimes withhold tax from those payments, and all these transactions are recorded in bank statements and/or your passbook.
  
 ===== Record Keeping ===== ===== Record Keeping =====
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   - Multiple times per day getting interrupted with demand to "Refresh" to download new version of the software.   - Multiple times per day getting interrupted with demand to "Refresh" to download new version of the software.
   - Login requires clicking on a link provided in an email.   - Login requires clicking on a link provided in an email.
 +
 +compare expatfile.tax return to Tax Worksheet, 6 issues with expatfile.tax:
 +  * middle initial missing
 +  * province name missing
 +  * Pensions checkbox 5ac1 Rollover - should be checked
 +  * total income 4 dollars short because of rounding
 +  * Form 1116 presents eTrade long term gains as foreign sourced because I was living abroad at the time of the sale.  So I removed the claim of 65 foreign tax credit.
 +refresh button
 +
  
 **TurboTax** **TurboTax**
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 ==== Human CPA ==== ==== Human CPA ====
 +
 +^ company  ^ contact    1040 prep ^ consulting  ^  
 +| Bright!Tax    Marina Di Domenico, PR  |  530 | 260/30min  |
 +| Greenback    | Jean Venter, PR          |  530 | 250/30min  |
 +| 1040 Abroad  | Olivier Wagner, founder  |  500 | 500/hr     
 +
 +Bright!Tax and Greenback are large companies.  Every time I email them the reply is from a different person.  An individual accountant will be assigned to me once I create an account, complete an interview questionnaire and upload the documents.  The process may take two to three weeks.  Bright!Tax will not start until 15 Mar.
  
 Some preparers charge a flat fee.\\ Some preparers charge a flat fee.\\
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 Olivier Wagner, New Hampshire, lived in France\\ Olivier Wagner, New Hampshire, lived in France\\
 recommended by expat.com \\ recommended by expat.com \\
-1040 prep $500 \\ +1040 prep: 500usd \\ 
-consulting $500\\+consulting 500usd\\
 {{https://1040abroad.com/wp-content/uploads/2025/09/US-taxes-for-American-Expats.pdf | sales brochure}} \\ {{https://1040abroad.com/wp-content/uploads/2025/09/US-taxes-for-American-Expats.pdf | sales brochure}} \\
  
income_tax.1771851280.txt.gz · Last modified: 2026/02/23 07:54 by jhagstrand

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