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This shows you the differences between two versions of the page.

--- schwaub [2025/11/16 06:33] – jhagstrand
+++ schwaub [2025/11/30 00:39] (current) – jhagstrand
@@ Line 1: / Line 1: @@
 ======Charles Schwab International======
+[[American Expat Retiree Financials | contents]]
 https://international.schwab.com/ \\
@@ Line 109: / Line 112: @@
 And what if I move back to the US?  For US residents the threshold is only $50,000,
 and if I am over that amount, would you need me to close my accouint?
+====schwaub application experience====
+The uploading of information is simple and quick
+for application
+social security number
+photo of passport
+photo of lease or utility bill
+The time consuming part of the
+BD-CRS Broker-Dealer Client Relationshiop Summary - see conflicts of interest, primary contact person
+BD-CRS Investment Advisory Client Relationship Summary
+https://www.schwab.com/legal/electronic-services-agreement
+Important information about tax withholding on your Schwab account
+Internal Revenue Service (IRS) regulations currently require Schwab, as your custodian, to secure additional documentation from foreign clients that disclose U.S. addresses which are any U.S. addresses in the following contexts:
+    U.S. address used as your mailing, business or alternate address
+    U.S. mailing address used to receive correspondence from Schwab (for example, account statements, trade confirmations, etc.)
+    U.S. (mailing, legal, alternate or business) address used in any other context with your account
+Please note: If the address noted on your account is outside the U.S., but you have instructed Schwab to forward any account-related information to another party (for example, a bank, CPA, relative, tax accountant, etc.) with a U.S. address, you (the account holder) are subject to this IRS rule.
+Additional details can be found in Important Information about Tax Withholding on Your Schwab Account.
+https://www.schwab.com/legal/schwab-one-account-agreement  - see Transfer (Out) Fee and Account Minimums
+:51 complete
+Alan Soto:
+My username is already in use: jhagstrand
+I have a US address, in use at Putnam and DWS.
+I am exempt from Foreign Account Tax Compliance Act (FATCA) reporting.
+we don't report this account to other financial institutions
+automatically logged out
+tried to login and got:  There's a problem logging you in. Call us at 800-435-4000, on this page:
+https://sws-gateway-nr.schwab.com/ui/host/#/information/20008
+I called the toll free from Thailand number, got a woman in Iowa, she said wait a couple days for an email with a link to continue.
+:05 Leo
+message center - upload IRA application
+====== Charles Schwab International ======
+https://international.schwab.com/\\
+Outside the U.S. +1-415-667-7870\\
+:00 a.m. Monday to 1:00 a.m. Saturday (U.S. EST)\\
+Thai time: 1 PM Monday to 1 PM Saturday
+M-F 24-hour phone support
+Alan Soto, 415 667 8400 called at 29 Oct 20:00\\
+Alan is located in Dallas TX.\\
+He assists all new accounts from American Expats living abroad.\\
+There is another team that handles asset transfers.
+what happens to Charles Schwab after Charles’s death, he is 87 yo in 2025
+=== Charles Schwab International (Schwab) ===
+  * founded by Charles Schwab, age 87
+  * Charles Schwab is the largest shareholder
+  * HQ in Westlake TX, Dallas-Ft Worth area
+  * broker-dealer subsidiary, Charles Schwab & Co. Inc. (Member SIPC), and its affiliates offer investment services and products.
+  * banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products.
+  * What countries are eligible?