Differences

This shows you the differences between two versions of the page.

--- irs [2025/11/24 04:58] – created jhagstrand
+++ irs [2026/02/14 04:37] (current) – jhagstrand
@@ Line 1: / Line 1: @@
 ====== IRS ======
+[[American Expat Retiree Financials | contents]]
 [[http://irs.gov|irs.gov]] -> sign in -> ID.me
-=== Estimated Tax for Roth Conversion ===
+To login to your online IRS account, start at {{http://irs.gov}}. \\
+The system will take you to {{https://ID.me}} which will log you in and authenticate you
+and then forward you to the IRS secure site at https://sa.www4.irs.gov/ola/
+ola = online account
+What you can do at your online irs.gov account:
+  * view a transcript for each year, showing agi, taxable income, tax, payment date and status
+  * make payments
+  * view payment history and current balance
+  * view 1040 filing status
+  * view information return documents.  These are the 1099 and 5498 forms provided to the irs by putnam, dws, and others.
+What you can NOT do at your online account is to file the 1040.  For that, see [[Income Tax]].
+=== Make Payments ===
+There are two payment methods:
+  * pay by bank account
+  * pay by card (external website)
+If you pay by bank account you first create an ACH link to your bank account, using the two micro-payments method.
+Once that is set up you can initiate payments from your online IRS account.
-(generally, 90% of your current year’s tax or 100%–110% of last year’s tax, depending on your adjusted gross income).\\
-**Note**: Ensure you make payments by the quarterly deadlines (typically April 15, June 15, September 15, and January 15 for calendar-year taxpayers) to avoid penalties. Direct Pay allows scheduling payments in advance, which can help meet these deadlines.
-Calculate Tax using rmd_roth_model.\\
-Initiate payment at IRS, from SDFCU checking to IRS.\\
-Note. We could pay from IBKR, but that would expose our account number to a third party.
-https://www.irs.gov/faqs/irs-procedures/address-changes\\
-f8822.pdf\\
-to change address
-to make a payment\\
-type (checking or savings), routing number, account number
-=== IRS Free File ===
-https://www.irs.gov/filing/irs-free-file-do-your-taxes-for-free